We, at Token: Money Magnet ("we," "Us," "our"), an initiative by KALP Decentra Foundation, endeavour to maintain strict adherence to data privacy of every individual. In our endeavour to guard your privacy, we inculcate stringent data privacy measures that are in accordance with the applicable laws, including the General Data Protection Regulation (GDPR). This Policy enshrined by us would govern the matters of collection, storage, retention, processing and disclosure of Personal Information. By visiting our website or downloading our application “Token: Money Magnet” (“Platform”), you (“You”, “you”, “user”) agree and acknowledge to be bound by this Policy and you hereby consent to allow us to collect, store, process and share your Personal Information in the manner set out in this Policy. If you do not agree with these terms, please refrain from using our services.

PRIVACY OVERVIEW:

When you use our services, you trust us with your Personal Information. We’re committed to keeping that trust, and that starts with helping you understand our privacy practices. Our Policy sets the foundation for how we approach privacy at Token: Money Magnet.

1. DEFINITIONS:

1.1 Personal Data This includes any information related to an identifiable individual, such as your name, email, or blockchain

1.2 Sensitive Personal Data or Information refers to the personal data of a person which consists of information on passwords; financial information such as credit/ debit card, bank account or other details and credentials; physical, physiological or mental health details; sexual orientation; medical records; and biometric information.

1.3Processing: refers to any action performed on Personal Information, such as collecting, recording organizing, storing, transferring, modifying, using, disclosing, uploading or deleting.

1.4 Platform Refers to the Token: Money Magnet website, mobile application, and associated services.

2. POLICY STATEMENT:

The objective behind enacting this Policy is to ensure strict compliance with the prescribed standards of data privacy with regards to Personal Information. This Policy is in compliance with the Information Technology Act, 2000 (“IT Act”) to provide you with a reasonable standard of protection and assurance of safety with regards to your Personal Information. Through this Policy, we seek to create a protective and secure environment for dealing with your Personal Information.

3. TYPES OF INFORMATION WE COLLECT:

3.1 We may collect your Personal Information when you use our services through the Platform or otherwise interact with us. We collect Personal Information which is relevant and absolutely necessary for providing the services requested by you and to continually improve our services.

3.2 Sensitive Personal Data or Information refers to the personal data of a person which consists of information on passwords; financial information such as credit/ debit card, bank account or other details and credentials; physical, physiological or mental health details; sexual orientation; medical records; and biometric information. For your convenience, Personal Data and Sensitive Personal Information shall be collectively referred to as “Personal Information”.

3.3 Your account on our Platform may be linked to your other social media accounts, and therefore we may gather your Personal Information when you login to or sync data on our Platform using third-party account credentials such as Google Accounts, X and Meta Accounts. Such collection of Personal Information shall also come under the ambit of this Policy.

3.4 We may also collect Personal Information during your interaction and access of our Platform for providing better, personalized, and enhanced services to you. Such Personal Information may include device details (IP address, browser type, operating system, time zone), session durations, pages visited, interactions, cookies, browser information, pixel tags, and location data. We use this information to analyze trends, administer the Platform, track users’ movements around the Platform, and better tailor our services to your needs. For example, some of the information may be collected so that when you visit the Platform, it will recognize you and personalize your experience.

3.5We may receive Personal Information about you from third parties that offer their products and/or services for use in conjunction with our Platform or whose products and/or services may be linked with our Platform. While we process such data in accordance with this Policy, we do not make any representations or assurances about the methods and processing of your Personal Information by such third parties, such as third-party wallet providers, merchants, service providers, payment aggregators, and gateways.

3.6Blockchain Transactions: Certain activities, like blockchain transactions, are permanently recorded on public ledgers. These records are immutable and beyond our control.

3.7 Collection and processing of browser cookies: “Cookies” are small files containing data that are automatically generated by any browser you use to access the Platform. These small data files do not directly contain any Personal Information but include data about your usage of the browser. We collect and use cookies only for the purposes of improving your interface experience. For example, we use cookies to allow you to enter your password less frequently during a session. Cookies can also allow us to provide you with targeted information in line with your interests. We also use cookies to statistically record your use of our services on the Platform and to evaluate that use for the purpose of optimizing the services provided on the Platform.

4 WHY DO WE COLLECT YOUR DATA (“AGREED PURPOSES”).

5. DISCLOSURE OF YOUR PERSONAL INFORMATION:

5.1We may share your Personal Information within our company, strictly on a “need-to-know” basis. Our employees, IT team, representatives, subsidiaries shall use such information in consistence with the Agreed Purposes for which the information was originally collected or subsequently authorized by you. We will not disclose Personal Information for any other purposes except for the Agreed Purposes, or with the user’s explicit consent, or with a legitimate interest or legal reason for doing so and where it is permitted by applicable laws. In each instance, the disclosed Personal Information will be strictly limited to what is necessary and reasonable to carry out the Agreed Purposes.

5.2 The Personal Information that you share with us might be shared with our agents, contractors, affiliates, and service providers such as external data processors (“Third Parties”) for the Agreed Purposes. Personal Information shall be shared with these Third Parties as the Platform is supported by their services and without having the necessary information, such service providers and affiliates will not be able to assist us in a manner to discharge our obligations towards you. However, be assured, we ensure that the Third Parties have adequate safeguards and adhere to data privacy norms not less stringent that those of our Policy and the applicable data protection laws. When engaging Third Parties, we enter into agreements with appropriate contractual clauses for protection of Personal Information including requirements to process the Personal Information only in accordance with provisions of applicable laws, instructions from us and to take appropriate technical and organizational measures to ensure that there is no unauthorized or unlawful processing or accidental loss or destruction of or damage to your Personal Information.

5.3Certain data, such as blockchain transactions, may be permanently recorded on public ledgers. These records are immutable and outside our control.

5.4 Further, you shall always have the right to know which Third Parties are having access to your Personal Information. You may exercise this right by writing to us at help@tokenmoneymagnet.com.

6.STORAGE PERIOD:

6.1 We shall store and retain your Personal Information as long as it is required for the fulfilment of Agreed Purposes set out in this Policy or as required under applicable laws, whichever is later (“Storage Period”). After the processing is complete or in case you withdraw the consent given for such processing, the Personal Information that is stored and retained with us shall, if permitted under applicable laws, be either deleted or anonymized.

6.2However, it is to be noted that the Platform employ smart contracts that are executed on blockchain technology which is immutable and hence cannot be altered, amended or deleted unless allowed for in the smart contract. If you use the blockchain features of the Platform, you are consenting to allow certain information such as account transactions, wallet entries etc. to be cryptographically transmitted and stored on that blockchain that may be permanently stored on such blockchain.

7.SECURITY & RELIABILITY:

We take reasonable security measures to protect Personal Information against loss, misuse, unauthorized or accidental access, disclosure, alteration and destruction. We have implemented policies and maintained appropriate technical, physical, and organizational measures and followed industry practices and standards in adopting procedures for securing and implementing systems designs and protecting Personal Information from unauthorized access, improper use, disclosure and alteration.

8. USER ACCESS TO PERSONAL INFORMATION:

8.1 You can modify all of your Personal Information and your privacy preferences by accessing the "Account" section of the Platform at any given time. Users are encouraged to put in a diligent effort in updating their Personal Information from time to time, to continue the flow of seamless services.

8.2 Subject to the limitation of immutability of data transmitted on blockchains, you may at any point of time, withdraw your consent given to us to process your Personal Information, pursuant to which, you shall not be able to access or use any service provided on the Platform and no further data of yours shall be collected or processed by us. However, the Personal Information already in our possession shall be stored and retained till the Storage Period. To withdraw your consent, please write to us at help@tokenmoneymagnet.com.

9. COOKIES:

Token: Money Magnet Platform uses "Cookies" to identify the areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to enhance the performance and functionality of our website but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website as we would not be able to remember that you had logged in previously. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website correctly or at all. We never place Personally Identifiable Information in Cookies.

10. AGE TO ACCESS:

We strive to not knowingly collect Personal Information from any person below the age of 18. Our terms and conditions strictly restrict the access of minors to our Platform without the explicit consent of the parent or the guardian. However, if you are a parent or guardian of a minor who has provided us his/her Personal Information without your consent, kindly let us know by writing to our grievance officer at grievance@tokenmoneymagnet.com.

10. THIRD-PARTY WEBSITES:

Our Platform may contain links to third-party websites which are not our authorized Third Parties. When you click on a link to any other website or location, you will leave our Platform and go to another site, and another entity may collect your Personal Information. We have no control over and we do not review, and cannot be responsible, for these third-party websites or their content. Please be aware that the terms of this Policy do not apply to these third-party websites or their content, or to any collection of your Personal Information after you click on links to such third-party websites. We encourage you to read the privacy policies of every website you visit. Any links to third-party websites or locations are for your convenience and do not signify our endorsement of such third parties or their products, content, or websites.

11.COMMUNICATION:

In order to communicate with you and keep you informed about all our developments, products, events and promotions, we may periodically send you newsletters, emails, messages and app/website notifications. Such communication is not mandatory for you to access our Platform, and we provide you with the opportunity to opt-out of receiving any such non-essential communications. If you wish to opt-out, please click on the unsubscribe button on the Platform and the emailers.

12. RIGHTS OF USER SUBJECT TO GDPR:

12.1If you are a user who is subject to the General Data Protection Regulation (“GDPR”) (specifically for users situated in European Union/European Economic Area), you provide your consent to allow us to process your Personal Information in accordance with this Policy.

12.2As per GDPR (if applicable), you have the right to:

● Access and obtain a copy of your data in a structured, standard, and properly formatted manner. You may also request the transmission of your data to certain third parties.

● Request corrections to inaccurate or incomplete information stored with us.

● Restrict the processing of your data or object to its processing.

● Request data portability to transfer your information to another service provider.

● Lodge complaints with the relevant data protection authorities.

12.3If you wish to exercise any of the rights mentioned above or any other legal rights you have under the GDPR regarding the collection, storage and processing of your Personal Information, you may write to us at - help@tokenmoneymagnet.com.

13. INTERNATIONAL USERS:

The Platform is being operated and managed from Delaware and is subject to the applicable laws of Delaware. As an international user (located or situated outside of Delaware) certain other data privacy laws of your territory may be applicable on processing of your Personal Information. However, when you access our Platform and provide your Personal Information through any mode whether through cookies or otherwise, you accept and acknowledge that your Personal Information is being processed in accordance with this Policy and the Personal Information may be processed and stored in Delaware or other countries where the applicable provisions may be less stringent than the data privacy laws of your territory.

14. CHANGES TO THIS PRIVACY POLICY:

This Policy may be updated from time to time for any reason. We will notify you of any changes to our Policy by posting the new Policy at (*). The date the Policy was last revised is identified at the beginning of this Policy. You are responsible for periodically visiting our Platform and this Policy to check for any amendments.

15. GRIEVANCE OFFICER:

15.1All your questions, discrepancies and grievances with respect to processing of Personal Information shall be made to (Avi Srivastava) at grievance@tokenmoneymagnet.com.

15.2The Grievance Officer shall redress the grievances of the users and other individuals expeditiously and in any event within the period prescribed under law. In case of any queries regarding the content, interpretation, implications of this Policy, you may contact the Grievance Officer at grievance@tokenmoneymagnet.com.

16. CONTACT US

For any questions or concerns about this Policy, contact us:

● Email: [grievance@tokenmoneymagnet.com]

● Grievance Officer: [Avi Srivastava]

● Address: [16192, Coastal Hwy, Lewes, DE, USA, 19958]